Insurance of persons

1) Collective accident insurance

 

Collective accident (unfortunate incident) insurance of workers enables mitigation of the economic consequences for the company and for the workers themselves from the unfortunate events that can occur at the workplace or anywhere in everyday life, spatially and timely unlimited.

An unfortunate incident (accident) means any unexpected future event, independent of the will of the insured party, originating from the outside and impacting abruptly the body of the insured, having as a consequence death, complete or partial disability, temporary or permanent incapacity for work and deterioration of health that requires medical assistance.

The following risks can be insured:

  • death as a consequences of an accident,
  • death from illness,
  • permanent loss of general capacity for work (permanent disability),
  • temporary incapacity for work as a consequence of an accident – daily compensation,
  • treatment costs.